CHRISTMAS SAVINGS ACCOUNT

Christmas comes but once a year and when it comes, it comes bearing more than just gifts. Plan ahead for holiday expenses with a Bank of Tyler Christmas Savings Account. Start saving for Christmas this year through payroll deduction, auto-transfer from your checking or savings account or by making regular deposits.

Start your account anytime. Take penalty-free withdrawals from November 1st - December 31st. Then on Christmas Day you can truly bear gifts with a smile.

For current terms and interest rates on this account, contact customer service.

ACCOUNT INFO
•Minimum opening deposit - $25.00
•Withdrawals before Nov. 1st will be charged a $5.00
excess debit fee per withdrawal
•Service charge of $5.00 per statement cycle if
balance falls below $25.00
•No ATM or debit cards available on this account
•Your interest rate and annual percentage yield may change
•Interest will be compounded and credited to your
account every quarter
•Interest begins to accrue on the business day you deposit
non-cash items (for example, checks) into your account

Transactions are limited to six (6) per statement cycle by transfer to another account of your or to a third party by means of a check, draft, debit card, preauthorized, automatic transfer, telephone transfer or similar order. We reserve the right to change the account type should the customer continually exceed these transaction limitations.

FDIC Insurance Coverage
All deposits are FDIC insured and any deposits with Huntington State Bank or LoweryBank, a division of Huntington State Bank or Bank of Tyler, a division of Huntington State Bank or Community Bank of Warren, a division of Huntington State Bank are insured as one bank in aggregate.