REGULAR SAVINGS ACCOUNT
•Minimum opening deposit - $100.00
•Monthly service charge
$0 - $199.99 -- $5.00
$200.00 - Over -- $0
•Full time students - 12 hours or more - age 24 or younger,
no service charge
•Transactions are limited to 6 per statement cycle with
no more than 3 by check, draft or similar order to
third parties. An excess debit fee of $1.00 will be charged for each
withdrawal over 6 per statement cycle
•We reserve the right to change the account type should the
customer continually exceed these debit limitations
•For current terms and interest rates on this account contact
customer service
•Service charges are based on minimum daily balances

STAR PLUS MONEY MARKET ACCOUNT
•Minimum opening deposit - $2,500.00
•Monthly service charge
$0 - $2,499.99 -- $7.00
$2,500.00 - Over -- $0
•Any withdrawal over 6 is $7.50 per withdrawal per statement cycle
•For current terms and interest rates on this account
contact customer service
•Service charges are based on minimum daily balances
•Interest is compounded monthly and credited monthly
•Each balance tier will have a specified rate of interest. The rate can change on each balance tier as often as daily and at our discretion
•Transactions are limited to 6 per statement cycle with
no more than 3 by check, draft or similar order to
third parties. An excess debit fee of $7.50 will be charged for each
withdrawal over 6 per statement cycle. We reserve the right to change the account type should the customer continually exceed these debit limitations
•Fees may reduce the earnings on this account

HIGH YIELD MONEY MARKET ACCOUNT
•Minimum opening deposit - $10,000.00
•Interest Rates and APY are tied to the daily balance in your account
•The balance tiers for this account are:
$ 0 - $ 10,000.00
$ 10,000.01 - $ 25,000.00
$ 25,000.01 - $ 50,000.00
$ 50,000.01 - $100,000.00
$100,000.01 +
•Interest is compounded monthly and credited monthly
•Each balance tier will have a specified rate of interest. The rate can change on each balance tier as often as daily and at our discretion
•Transactions are limited to 6 per statement cycle with
no more than 3 by check, draft or similar order to
third parties. An excess debit fee of $7.50 will be charged for each
withdrawal over 6 per statement cycle. We reserve the right to change the account type should the customer continually exceed these debit limitations
•A minimum balance service charge of $15.00 will be charged if your balance falls below $10,000.00 any day in the statement cycle. Fees may reduce the earnings on this account.

FDIC Insurance Coverage
All deposits are FDIC insured and any deposits with Huntington State Bank or LoweryBank, a division of Huntington State Bank or Bank of Tyler, a division of Huntington State Bank or Community Bank of Warren, a division of Huntington State Bank are insured as one bank in aggregate.